Life insurance guarantees your loved ones get a certain amount of money when you ___________________.

Life insurance is designed to provide financial support to your beneficiaries in the event of your death. When the policyholder passes away, the insurance company pays out a predetermined sum of money, known as the death benefit, to the designated beneficiaries. This payout can help cover various expenses, such as funeral costs, outstanding debts, and living expenses, ensuring that your loved ones are taken care of financially during a difficult time.

The other options do not align with the fundamental purpose of life insurance. For instance, getting injured does not trigger a death benefit; instead, it might involve health insurance or disability coverage. Turning 18 or moving out of the house also do not relate to the conditions under which life insurance pays out, as these events do not involve death. Thus, the correct choice emphasizes the essence of life insurance as a protective financial measure after the policyholder's death.