Once you turn 18, you should regularly check your credit report...

Regularly checking your credit report after turning 18 is crucial for identifying errors or signs of identity fraud. This practice allows you to ensure that all the information reported is accurate and reflects your financial activities. Mistakes on your credit report, such as incorrect accounts or late payments that you did not make, can negatively impact your credit score. Additionally, monitoring your report can help you spot any unauthorized accounts that may indicate your identity has been compromised.

Maintaining oversight of your credit report not only helps in correcting inaccuracies but also empowers you to take actions such as disputing errors or reporting fraud promptly. By doing so, you can protect your credit score and overall financial health, laying a strong foundation for your credit history as you begin to engage with financial products. Ensuring your credit report is accurate is a fundamental step in building and maintaining a healthy credit profile.