What does financial independence enable an individual to do?

Financial independence primarily enables an individual to work without financial concerns. This state of independence means that a person's investment income, savings, or other passive income sources can sustain their living expenses without the need for employment income. Therefore, individuals who achieve financial independence often have the freedom to choose whether to work or not, based solely on their interests and passions rather than financial necessity.

In this context, financial independence allows for greater flexibility in career choices and life decisions, enabling individuals to pursue fulfilling work or take time off without the pressure of financial obligations hanging over them. This could lead to more meaningful and enjoyable work experiences, as they aren't confined to jobs merely for the paycheck.

Other choices, such as solely living on investment returns, having a steady job, or relying on social security benefits, don't fully encapsulate the broader implications of financial independence. While these might be related aspects of financial health, they do not represent the core benefit of being financially independent, which is the ability to work freely and pursue personal fulfillment rather than financial urgency.